Development by Virtek

Terms and Conditions (registration)


Fundrider is a subscription service starting at just �10 per calendar month. For this subscription you will receive information on one investment product, your pension for instance. There is a more comprehensive service for professional advisors.

If you wish to receive information on the professional service or wish to follow more than one investment product as an individual please email us at john@fundrider.com

Please read and agree to our terms and conditions below. The following registration process is quick and easy.

These 'Terms and Conditions' are addressed to you whether reading them for yourself or on behalf of another person. It is your responsibility to ensure that the contents are drawn to the attention of any person on whose behalf you might be reading them. It is also your responsibility to draw them to the attention of anyone who may gain access, through you, to the subscription part of the site without first reading them.


This site contains material compiled by Fundrider concerning fund prices and relative changes within the historical price information of investment funds.

The information is for your personal use only. Any dissemination of the information provided to you by Fundrider, either to individuals, companies or any other third party or parties will constitute a violation of these terms and conditions and may cause Fundrider irreparable harm. We will seek legal advice if we feel any subscriber is using Fundrider for business purposes without our knowledge and agreement.

Fundrider may from time to time change the method of calculation or the extent of the service but will either email subscribers with details of any changes or post proposed changes on the site in a prominent manner. Fundrider may alter the connectivity to other sites on the World Wide Web and/or remove some or all of the service temporarily or permanently.


The contact address for Fundrider is :

Virtek Ltd,
2 New Street,
Uppermill,
Oldham,
Tel. 01457 877821.


The charges for the service are calculated per calendar month, payable on line by credit card or by banker's order if preferred. On line payment is made via WorldPay. No credit card details are held by Fundrider.

In the event of a credit card payment query you may wish to contact WorldPay @
WorldPay Centre,
Science Park,
Milton Road,
Cambridge.
CB4 0WE
Tel 0870 742 7000.

Payment is monthly in advance and the minimum term is for one month, which can be cancelled at any time by contacting Fundrider at the address above.
. You will receive confirmation of your registration by email.

The user of this service must be satisfied that he or she may lawfully seek to access the Fundrider service and act upon the material presented by the service. For example:
Users who for tax purposes are resident in the U.S.A. are prohibited from the purchase of Investment funds that are not authorised by the SEC.

Some of the funds illustrated on this site may not be registered with the SEC and therefore cannot promote themselves to US Tax residents.

Fundrider will not accept any responsibility for the decisions made by the users of the service that should be reviewed as the contents of the site or local laws change.
Where the funds supermarkets have been subdivided to America, Europe, Far East, Low Risk etc, these selections are the opinion of Fundrider.

Data


Fundrider makes every effort to ensure the accuracy of the data provided by this web site. However, Fundrider does not accept responsibility for any inaccuracies that might appear. Errors in the data usually show as a spike line in the graph. Please email us if you find one.

You understand that continual changes within the industry, for instance, mergers (where clients are not allowed to switch between the funds of the previous constituent companies involved in a merger), companies changing from Unit Trusts to Open Ended Investment Companies (OEIC'S), offering new funds and/or fund company links and the tendency to re-base fund prices back to �1.00, often means that either there is insufficient data to include some funds on the system or that a fund has to be taken off the system for a time.

Discontinued funds will show as a straight horizontal line. You will be able to check the funds being used by the system from the pull down menu within the graphical part of the site. Seek advice if you are unsure.

- Indication NOT Recommendation
Fundrider uses a mathematical calculation to assess the markets but it is your decision as to where you might invest all or part of your money. If you are unsure what to do, see your Financial Advisor. Please remember that past performance is not an indication of future performance.

- Exchange Rate Fluctuations
You understand that where a fund is invested overseas, the value of the fund may rise and fall as a result of the exchange rate fluctuations as well as changes in equity values.

- Regulatory Warning
You understand that Unit price can go down as well as up.

- Taxes
Fundrider does not accept responsibility for any taxes falling due. Seek advice re any taxes that may be charged as if you should apply the Fundrider system to a Unit Trust or OEIC, each 'switch' would technically be a disposal and re-purchase and would throw up charges and tax implications. Check with your advisor if you are unsure.

Disclaimer

Fundrider does not:-
1. Represent that the information presented by the service is comprehensive, complete, verified or accurate.

2. Solicit any investment business or offer any contract to any person through the use of this site.

3. Accept any responsibility or liability for :-
a. enabling the user to link to another site on the World Wide Web; the contents of any other site, or any consequence from acting upon the contents of another site.
b. use of a link that takes you to information or services provided by a third party unconnected with Fundrider.
c. the accuracy or otherwise of any such linked site.

Liability

Fundrider shall only accept liability by way of direct loss suffered by the user, where such loss arises solely from Fundrider's negligent acts or omissions or its employees' in the provision of the services or the information. In such cases Fundrider's total liability shall not exceed a sum equivalent to six months charges to the user under the agreement. Part of the service is an email alert to changing market trends. The email system is outside the control of Fundrider and therefore it is strongly recommended that a subscriber visits the graphical part of the site on a regular basis (say weekly) to ensure they have not missed any email messages as Fundrider will not be responsible for the non receipt by a subscriber of any email. Except as otherwise expressly provided, Fundrider shall not be liable for any loss or damage, including consequential or indirect loss or damage which shall include but which shall not be limited to loss of property or of profit, business revenue or anticipated savings and loss of or damage to data, or for any costs, claims or demand of any nature by any party arising directly or indirectly out of the use of, access to or withdrawal of all or part of the Service.


The Fundrider service is not regulated by the FSA. Information provided by the Fundrider service does not constitute advice. It is recommended that if you are in doubt about how best to use Fundrider you should contact an independent financial advisor.



I have read and accept the above terms and conditions and I wish to proceed with my registration





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